Vehicle Protection Packages

Extended Service Contract

Peace of mind during your ownership period.

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GAP Insurance

Don’t get stuck in the gap.

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Appearance Protection

Keep your vehicle looking newer longer.

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Extended Service Contracts

Extended Service Contracts offer protection to you after the initial warranty period expires and has the ability to save you thousands of dollars in repair costs. These programs are sold on new and used vehicles. Coverage is based on the year of the vehicle and the mileage at the time the service contract is purchased. There are several deductible and term options to help fit within your budget and can be serviced at any licensed repair facility in US or Canada.

Additional Benefits

Extended Service Contracts come with additional benefits that are available day one such a substitute transportation, 24-hour roadside assistance, road hazard protection and trip interruption.

  • Substitute transportation in the event the covered vehicle is in the repair facility.
  • The 24-hour roadside assistance in the event the vehicle needs to be towed, runs out of gas, flat tire, dead battery or lock-out assistant.
  • Road Hazard Tire Protection in the event of a puncture, bruise or impact break occurred during the course of normal driving on maintained road.
  • Trip Interruption Protection provides reimbursement for hotels, meals, and alternative transportation if the covered vehicle is disabled.

Statistics show, breakdowns start occurring after just 2 years of owning a vehicle, typically right around the time the Factory’s Warranty expires. The Extended Service Contract will protect you, as your vehicle ages and falls within the major expense period.

Why an Extended Service Contract is for you

  • Peace of Mind during your vehicles ownership experience
  • Protects you from high-priced repair costs on today’s technological vehicles
  • Deductible cannot be raised; unlimited claims and the policy cannot be cancelled for making claims
  • Claims are preauthorized and paid to servicing facility
  • Policy can be transferable to third party if you sell the vehicle

I am so glad I decided to get an Extended Service Contract for my new car. I am a student and on a very tight budget. After owning my vehicle for just over 3 years my fuel pump went out. The Extended Service Contract covered my tow to the dealership, the part and labor. If I didn’t have the Service Contract, I would probably be forced to put the cost on a high interest credit card. The Extended Service Contract saved me from the stress and an unexpected expense.
– Melissa Gonzalez

Exclusions May Apply
The information above is to provide a summary of the coverages and additional benefits that Extended Service Contracts provide. Exact terms, conditions and exclusions can be found on the Extended Service Contract. To insure coverage, please call the toll-free claim number provided on your contract.

Lifetime Oil & Filter Program

The Lifetime Oil & Filter Program is a scheduled maintenance that includes oil, filter and a multipoint vehicle inspection done by a licensed technician for as long as the customer owns the vehicle. There are several coverages to choose from to fit your driving habits and your vehicles specifications. Plans are available for both new and used vehicles, as well as leased vehicles.

Plans Available


Conventional Oil/Diesel
Limit 4 Per Year
Per Manufacture Schedule Interval

Synthetic Oil
Limit 2 Per Year
Per Manufacture Schedule Interval


Conventional Oil
Unlimited Per Year
Per Manufacture Schedule Interval

Synthetic Oil
Limit 4 Per Year
Per Manufacture Schedule Interval

Multi-point Vehicle Inspection is helped ensure the safe operation of your vehicle and potentially saving you hundreds of dollars by catching a small problem before it becomes a large problem.

This includes inspection of:

  • Exterior Light
  • Drive Belts
  • Windshield Washer Fluid
  • Head Lamps
  • Brake Lines
  • Engine Coolant
  • Horn
  • Constant Velocity Belts
  • Air Filter and Breather Element
  • Wiper Blades
  • Transmission Fluid
  • Tire Inflation
  • Differential Fluid
  • Emergency Brake
  • Brake Fluid
  • Exhaust System
  • Power Steering Fluid

Why Lifetime Oil & Filter Program is for you

  • It’s good as long as you own the vehicle, even long after the financing ends
  • Protects you against increasing oil change prices
  • Plan can save you hundreds if not thousands of dollars over the lifetime of the agreement
  • Service at any Ken Garff owned store
  • With the Multi-Point Safety Inspection, our technicians have the opportunity to diagnose small problems before they become big ones
  • Peace of mind, knowing your vehicle is well maintained
  • Maintenance records are kept by our service facilities

The Lifetime Oil is a great program that has saved me lots of money. I have owned my vehicle for about 4 years now and it has already paid for itself. It’s great to know that I don’t have to budget each month to afford an expensive oil and filter change. – Raymond Diaz

Not All Vehicles Are Eligible – Exclusions May Apply
The information above is to provide a summary of the coverages and additional benefits that Lifetime Oil & Filter Program provides. Exact terms, conditions and exclusions can be found on the Lifetime Oil Contract.

GAP Insurance

GAP, which stands for “Guaranteed Asset Protection”, is insurance that helps protect the customer from having an unpaid finance balance in the event of total loss or theft of the vehicle.

Insurance companies will typically only pay the Actual Cash Value (ACV) for a vehicle in the event of total loss or theft, regardless of the finance balance. This means if the customer owes more for their vehicle then what the insurance company determines as the ACV, they will be left with an unpaid finance balance that the customer is responsible for.

How does Guarantee Asset Protection work?
Let’s say your vehicle has just been totaled because of an accident. You originally paid $26,000 and financed it for 72 months. The accident happened after 24 months of ownership. You owe $18,000 but your auto insurance says the actual cash value of your vehicle is only $10,000. The “GAP” between what you paid for your vehicle originally and what the insurance company will pay out is $8,000. If you didn’t have GAP coverage, your out of pocket expense would be $8,000. If you had GAP, the out of pocket expense would be $0.


  • Never having to pay-off potentially thousands of dollars for a vehicle you no longer have
  • GAP coverage lasts for the entire term of the loan
  • Protects customer from depreciation on newer vehicles
  • In states that payout a deductible, GAP insurance will pay the insurance deductible and unpaid finance balance
Why GAP Insurance is for you

  • Your financing extended terms
  • You have a small down payment
  • You had negative equity in your last vehicle, that you rolled into your new vehicle loan
  • You log more miles than the average driver
  • Purchased a vehicle with a high depreciation rate

GAP Insurance saved me thousands of dollars! My vehicle was totaled in an accident that was not my fault. I was upside down in my vehicle because I owed more than what it was worth. But I didn’t have to worry about it because GAP insurance covered the negative equity as well as my insurance deductible. I will never buy another vehicle without GAP insurance on it. – James Alexander

Exclusions May Apply
The information above is to provide a summary of the coverages and benefits that GAP Insurance provides. Exact terms, conditions and exclusions can be found on the GAP Insurance Contract.

Appearance Protection

We purchase our vehicles because the way they look and appearance products help extended the life and the value of the interior and exterior of the vehicle. Not only do these products help protect your vehicle they’re also backed by a warranty.

Interior Protection
Interior Protection is applied to the vehicles leather, vinyl, carpet and fabric and is formulated to protect your vehicle from stains, damaging UV rays, rips, tears and burns. Below are some items that interior protection can help protect against.
Exterior Protection
Exterior Protection is applied to the exterior surfaces of your vehicle and helps protect against environmental elements. Below are some items that exterior protection can help protect against.

Interior Protection if you have kids is a must! My kid spilt his coke all over the backseat of my vehicle while driving along a congested street. I could not pull over until I got home and to my amazement the coke bubbled along the surface of the carpet and fabric seats. It didn’t even sink in! It took one paper towel to wipe up the mess my son made. – Amanda Carraway

I am so happy I purchased interior and exterior appearance protection. I park along the street under a tree that is constantly dropping tree sap on my vehicle as well as the occasional bird droppings. The interior protection makes it so easy to clean off. – Doris Eastwood

Why Appearance Protection is for you

  • You have children
  • Drink or eat in your vehicle
  • Live in an area with periods of intense heat
  • Vehicle is not garaged
  • Live in an area with harsh winters
  • You want your vehicle to look newer longer
  • You want to protect yourself from a potential excessive wear and tear bill, at the end of your lease
  • When the time comes to trade-in your vehicle, you can likely get a higher trade-in value.

Exclusions May Apply
The information above is to provide a summary of the coverages and benefits that Appearance Protection provides. Exact terms, conditions and exclusions can be found on the Appearance Protection Contract. Not available on all vehicles.

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Service (805) 979-5730

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Open Today Service: 7:30 AM-6 PM

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350 Hitchcock Way, Santa Barbara, CA, 93105
Lexus of Santa Barbara 34.4347719, -119.7474167.